Entries for S:
| Second Charge - Another name for a loan which is secured on a mortgaged property. A mortgage is the first charge on a property, so a secured loan is the second charge. | Second Mortgage - A loan taken out using an already-mortgaged property as collateral | |
| Secured Credit Card - A type of payment card where funds must be deposited before it can be used | Self Certified Mortgages - A kind of mortgage where the borrow declares their income without any proof such as accounts. Often used by self employed people | |
| Settlement Fee - The amount needed to clear a loan before the term is up, including any early settlement fees and associated charges | Single Trip Insurance - Travel insurance where the cover is only for a single specified holiday or business trip | |
| Smart Card - A type of 'plastic' card which incorporates a computer chip to store data as well as a traditional magnetic strip | Stamp Duty - A tax on the sale of a property, payable by the buyer | |
| Standing Order - A regular payment from one bank account to another, usually on a monthly basis | Store Cards - A type of credit card which can only be used in a specific shop or chain. Store cards have a reputation for being extremely expensive to use |
