Entries for O:
| Office of Fair Trading - The government office overseeing and regulating business, including some financial services such as unsecured credit and second charge loans | Offset Mortgage - A kind of mortgage which combines your debt and savings into one account, potentially saving you money in interest charges | |
| OFT - Abbreviation for the Office of Fair Trading | Online Banking - The facility to manage your financial affairs over the internet, including checking balances, transferring money and making payments | |
| Overdraft - A feature of some bank accounts where you can carry a negative balance | Overpayments - Feature of flexible mortgages and loans, where you can pay off more than the usual amount if you have spare cash, reducing the outstanding balance more quickly |
