Act of God

A bolt of lightning

A reason for an insurance company not to pay your claim

An Act of God is the legal way of describing a natural event that couldn't reasonably be foreseen or prevented - eathquakes in areas with no history of same, exceptionally high tides, lightning, extreme storms, etc.

Many insurance policies exclude Acts of God as reasons for a valid claim, although this can be challenged in court.

More on 'Insurance':

ABI   Actuary  

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